Third-Party insurance: Disu warns officers against harassment, extortion of Abuja motorists

Following the ongoing reinvigorated enforcement of the mandatory minimum Third-Party Motor Vehicle Insurance across the country, the Commissioner of Police, Federal Capital Territory (FCT), CP Olatunji Disu, has warned officers of the command that no form of harassment or extortion of motorists would be tolerated.

Disu also directed officers assigned to carry out the enforcement to be professional, courteous, and firm in the discharge of their duties.

Recall that Police Command had announced  commencement of  the enforcement of the mandatory minimum Third-Party Motor Vehicle Insurance in the FCT, Abuja, from February 1, 2025, in line with the directive of the Inspector-General of Police (IGP) Kayode Adeolu Egbetokun.

According to a statement from the Police Public Relations Officer, FCT Command, SP Josephine Adeh, all vehicle owners in the FCT are required to possess a valid Third-Party Insurance policy before operating on public roads.

“Those without any form of insurance are advised to get insured immediately to avoid penalties.

“Third-Party Insurance is a mandatory policy designed to protect road users from financial losses due to accidents. It covers damages caused to another person’s vehicle, property, or bodily injury resulting from an accident involving the insured vehicle.

“This policy ensures that accident victims receive necessary compensation while reducing the financial burden on vehicle owners.

“The FCT Police Command warns that non-compliance with this legal requirement will attract strict enforcement measures.

“The enforcement is part of efforts to ensure adherence to road safety regulations and protect all road users.

“The general public is urged to cooperate with the police as this enforcement exercise is aimed at ensuring the safety and security of all road users in the FCT”, the statement added.